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At least 26 million Americans at risk for next round of severe summer storms

first_imgABC N ews By: DANIEL MANZO, ABC News (NEW YORK) — The latest round of severe summer storms brought at least 100 reports of severe weather in various parts of the U.S.The two main clusters were in parts of the Northeast, where gusty winds, and heavy rain moved through parts of Maryland, Delaware and New Jersey.A separate cluster of severe storms in the Southeast brought gusty winds to Georgia and South Carolina and even a reported tornado in Alabama.This morning another line of storms is moving through parts of the Heartland, from eastern Missouri into Southern Illinois and Indiana, and now into part of Kentucky.Radar estimates of two to more than three inches of rain locally and, in some cases, overnight severe summer storms are expected to bring additional rainfall to areas that were hit with heavy rainfall already on Friday night and could produce some flash flooding.Additionally, the line of storms moving through parts of Kentucky this morning will bring possible flash flooding to the state through much of the day today.There are several risk areas in the U.S. today for severe storms including the northern high plains and parts of the upper Midwest.Meanwhile, a line of severe storms will race Southeastward through Kentucky and Tennessee and then into Virginia and the Carolinas.In the Northeast, some severe storms are likely to develop in parts of New England later this afternoon.High resolution forecast models are showing widespread pop-up severe storms especially this afternoon in parts of New England and the Appalachians. Once again major cities will be at risk for storms including Boston, Hartford, and Charlotte.Meanwhile out West, an ongoing pattern of change is bringing elevated and critical fire danger to a rather large part of the U.S.Temperatures continue to cool down in most areas, but the cold front is kicking up winds and, along with low relative humidity, there is concern for fire growth and spread from California to Colorado once again today.There has already been a new fire reported overnight south of Salt Lake City.The Saharan dust also continues to impact air quality in parts of the U.S. with the latest round of air quality alerts now issued in parts of the Southeast including Atlanta, Charleston and Raleigh.For most Americans, the only notable impact from the Saharan dust will be some scenic sunsets and sunrises as well has some haze.For meteorologists, the most notable impact from the Saharan dust is the complete shutdown of the tropical season temporarily. For individuals that have sensitive respiratory concerns, the Saharan dust could also aggravate those existing health issues.This initial round of Saharan dust is likely to continue to affect the upper levels of the atmosphere trough today and as the dust beings to work its way out of the region over the next few days, it appears another plume of Saharan dust will arrive later this weekend and possibly bring hazier skies to the southern U.S. at that time.Copyright © 2020, ABC Audio. All rights reserved.last_img read more

Lessons in productivity must be learned in the classroom

first_img Comments are closed. Related posts:No related photos. Previous Article Next Article Lessons in productivity must be learned in the classroomOn 25 Feb 2003 in Personnel Today A solution to the UK’s productivity problem may be found in the workers ofthe future, as long as business and education work together to produce a widerange of options to cater for all abilitiesThere is an urgent need to address the link between skill deficiencies andlower levels of productivity in the UK. While we welcomed the Government’srecent reforms on 14 to 19 education, we now need to see concrete evidence thatthis problem is being addressed. Business has long been lobbying for an education system that matches theneeds of the economy, creates a highly-skilled and flexible workforce for thefuture and eventually makes a significant contribution to improvingproductivity and competitiveness. From an employers’ perspective, the changes to the curriculum for 14 to 19year olds, announced by David Milliband, will open the door to a more coherent,responsive and relevant approach to learning which will deliver benefits acrossthe entire ability range and eventually to business. It is often overlooked that school is not just where young people learn, itis also a place where they receive their preparation for life and, inparticular, their working life. Employers require well-rounded individuals who are capable of inquiry andapplication, as well as being able to demonstrate a positive attitude towardslearning. They want to know what a young person has achieved and how they willcontribute to the success of their business. In response, young people need to be able to demonstrate the skills andattributes they have developed through a variety of learning experiences. So,young people need to be exposed to as wide a range of learning experiences ineducation as possible, including vocational and work-based learning. For too long, vocational and work-based learning has been seen as a dumpingground solely for the disaffected and disinclined, and for those with a pooracademic record. While many young people have found a new motivation and inspiration forlearning in vocational education, this is largely due to the change in learningstyles and subject, rather than because non-academic qualifications are”easier”. Vocational qualifications, such as Modern Apprenticeships in engineering,are demanding and rigorous, reflecting the needs of an increasingly high-techindustry. They are also a route to higher education which is just as valid asacademic A-levels. The success of the reforms and future benefits to employers will dependprimarily on a range of factors. The first is recognition, articulated by government, and taken up byeducation, of the need for (and value of) a range of learning andqualifications to be available to all, not just the disaffected. This meansthose students who excel at school have the opportunity to explore a range oflearning, without fear of stigma or of compromising their future plans forhigher learning. It means an end to the view that those who reach high levelsof professional excellence through the work-based route have done it “thehard way”, and a recognition that structured learning in the workplaceprovides skills which employers value. Industry has a key part to play in delivering improvements to the range ofoptions offered to students. It can provide high-quality work experience and business placements forstudents, giving them the chance to develop skills which they will find usefulin whatever career they follow, and teaching them about the kinds of attitudesand behaviours which make them ready for work. It can also provide role models who know first-hand about working in aparticular job or sector. It can get involved in a whole range of initiativesto bring schools and businesses closer – such as the Science and EngineeringAmbassadors Scheme, and sponsorship of specialist schools – and release staffto contribute through school and college-governing bodies. Aiding the acceleration of knowledge transfer links between business andacademia, with the creation of stronger university/business partnerships, willundoubtedly help to address the UK’s long-term failure to translate thestrength of its science base into innovative and effective performance. If the reforms are introduced in a realistic and well-supported manner, withteachers, parents, students and employers all moving together, we think thiswill be a significant step towards meeting the needs of industry and thecountry as a whole. By Martin Temple, Chief executive Engineering Employers’ Federationlast_img read more

Postdoctoral Associate CY

first_imgJob DescriptionThe Chemistry department at Virginia Tech invites applicants toapply for a Postdoctoral Associate position with Professor FengLin ’s group (https://chem.vt.edu/people/faculty/flin.html) inthe Department of Chemistry.This position’s research will focus on alkali metal ion batterytechnology, developing and studying modified and novel designs andmaterials to affect their performance. The incumbent will beexpected to perform under limited supervision and to independentlyestablish appropriate research plans that will address theobjectives of the group and its funded research programs. Researchresults are to be interpreted and presented by oral and writtenmeans, both within the group and externally. Expertise possessed ordeveloped by the incumbent is to be shared with other group membersas serves the various projects. Collaborations to utilize and/orlearn needed expertise from other researchers should beproductively pursued.Required Qualifications• PhD (recent) in Chemistry, Materials Science, ChemicalEngineering, or closely related field• Publications in peer-review journals• Deep knowledge of solid state ionics and X-ray spectroscopy• Experience with interfacial studies in batteries• Experience with solid state electrolyte, such as polymerelectrolytes and composite electrolytes• Ability to work as an independent researcher with a high level ofscientific judgment and initiative, as well as to collaborate• Experience in general battery laboratory equipment operation andmaintenance• Ability to write manuscripts in English and publish inpeer-reviewed journalsPreferred Qualifications• Knowledge and experience with synchrotron related spectroscopicand imaging techniques• Experience with solid state batteries• Experience with studying surface chemistry in batterymaterials• Experience with large-scale data analysis with some level ofprogramming and codingReview DateOctober 25, 2019Additional InformationThe successful Candidate will be required to have a criminalconviction checkAbout Virginia TechVirginia Tech is a public land-grant university, committed toteaching and learning, research, and outreach to the Commonwealthof Virginia, the nation, and the world. Building on its motto of UtProsim (that I may serve), Virginia Tech is dedicated toInclusiveVT—serving in the spirit of community, diversity, andexcellence. We seek candidates who adopt and practice thePrinciples of Community, which are fundamental to our on-goingefforts to increase access and inclusion, and to create a communitythat nurtures learning and growth for all of its members. VirginiaTech actively seeks a broad spectrum of candidates to join ourcommunity in preparing leaders for the world.Virginia Tech does not discriminate against employees, students, orapplicants on the basis of age, color, disability, sex (includingpregnancy), gender, gender identity, gender expression, geneticinformation, national origin, political affiliation, race,religion, sexual orientation, or veteran status, or otherwisediscriminate against employees or applicants who inquire about,discuss, or disclose their compensation or the compensation ofother employees or applicants, or on any other basis protected bylaw.If you are an individual with a disability and desire accommodationplease contact the hiring department.Advertised: October 11, 2019Applications close:last_img read more

Blairsville Cattle Field Day

first_imgGeorgia cattle farmers will learn the latest research-based information at the annual University of Georgia Mountain Beef Cattle Field Day on April 11 in Blairsville, Ga.Registration starts at 8:30 a.m. at the Georgia Mountain Research and Education Center. The field day ends at 3 p.m. Experts from UGA Cooperative Extension and the UGA School of Veterinary Medicine will present the most up-to-date research based information. This year’s field day topics will include forage quality, corn and cattle economic outlook, reducing calf losses, forage handling and storage, managing animal health and bull selection. There is no charge for the field day and lunch and refreshments will be provided. The field day is co-sponsored by AgGeorgia Farm Credit and Nelson Tractor Company. For more information, call (706) 745-2655.last_img read more

GM a Step Closer to Meeting Renewable Energy Goal

first_img FacebookTwitterLinkedInEmailPrint分享Michigan Public Radio:General Motors says a new wind farm being constructed in Ohio brings it one step closer to running all its facilities worldwide on 100% renewable energy.The 100 megawatt wind farm in northwest Ohio was grandfathered in, before a new law made it almost impossible to build wind farms in that state.Rob Threlkeld, head of global renewable energy for GM, says the Ohio project, along with one being constructed in Illinois, will offset carbon emissions from seven GM plants in the Midwest.“Once these projects are completed later this year, renewable energy will be used to power 20% of our facilities globally,” says Threlkeld.Threlkeld says making it to 100% renewables by 2050 will require more wind and solar, increased energy efficiency in GM plants, along with overall grid improvements, and battery storage to address the intermittent nature of wind and solar.More: GM Will Soon Be 20% Of The Way To Its 100% Renewable Energy Goal GM a Step Closer to Meeting Renewable Energy Goallast_img read more

Credit union tech time: Cybersecurity assessment tool

first_img 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr With the release of its Cybersecurity Assessment Tool in June 2015, the Federal Financial Institutions Examination Council looked to provide banks and credit unions with means to examine and assess their level of security and risk to cyberthreats. Completed assessments would be another “tool” in the financial institution’s belt for controlling security risks.The CAT’s first section (inherent risk) provides guidance on what to consider and how to view “inherent” or “raw” risk. Inherent/raw risk is the level existing without the application of controls. It is the starting point for your risk analysis. Using the information and listed items in the CAT, your credit union can get an idea of its risk picture when deploying various technology systems, products and services before security measures and controls are put into place.Using these categories and ratings can be useful to your credit union in examining the potential change in risks you face when looking to add or change technology products and services. For example, imagine that your credit union is thinking of adding person-to-person payments to its portfolio of products. Looking through the inherent risk table provides some insight into the level (or change) of risk in doing this. continue reading »last_img read more

“Oh, we can’t do that”

first_imgAs a credit union, have you heard this before, or worse yet, have you spoken these words?  Why is this one of the few industries dominated by what we can’t do rather than what we can do? Have credit unions not historically played by the rules? Have credit unions not consistently stepped up, especially in challenging markets, and served the needs of our members? Then why are we so concerned with what our community banking counterparts will say or do?  Truth be told, the biggest issue facing community bankers is not credit unions. It’s the “too big to fail” depository behemoths who have done nothing but capture more market share since the Great Recession. The top 5 largest banks domestically control approximately the same amount of assets ($1.5 trillion) as the entire credit union space combined. What does this mean for us as credit unions? It means that the noise from community bankers is just that, noise. The leadership currently in place at the NCUA realizes this; why don’t most credit unions? Well for starters, there are some legacy patterns that are difficult to break, and there are some zombie credit unions that are just waiting to be merged. There are also innovative credit union programs that are not widely accepted, due solely to a lack of visibility.  The first two issues are unacceptable but the third will solve itself over time.  As community-conscious stewards of our membership, is it not our responsibility to provide the absolute best services possible? Then how do we change those legacy patterns and break out of “Oh, we can’t do that”?  My contention would be that you challenge the process wherever possible. Currently, low income designated credit unions have far more resources available to them than ever before. A low income designated credit union can accept non-member funding from any source, receive exemption from the aggregate loan limit for member business loans and accept secondary capital. Let that sink in for a moment.  As a CUSO, we speak with hundreds of credit unions each year, and they tell us the two biggest issues facing them are funding and the inability to grow.  Let’s compartmentalize these issues and discuss individually. How many of you out there are in this position? Your credit union has robust loan demand, a net worth ratio near or above 10%, but you can’t find the funding you need. Unless a major corporation is in talks to bring thousands of jobs to your community, you are going to have to find funding elsewhere.  Did you know low income designated credit unions can access funding from any source? That means DTC brokered funding, money market funding and a plethora of other sources. Low income designated credit unions have guidelines they must follow, but think of the advantages the designation creates. Do you really want to look your members in the face and say we no longer offer those loans because we either don’t understand the advantages of low income designation or are just unwilling to apply? Like I stated above, you have a responsibility to provide the absolute best products and services to your membership. Here’s another scenario.  How many of you have spent months or even years building sales momentum? You’ve hired qualified community conscious leaders, and spent thousands of dollars on marketing and advertising, only to find that your retained earnings will not or cannot keep pace with your projected growth.  What are you to do? Stop? Tap the breaks? Or worse yet, slow down the momentum that has cost you thousands of dollars and immeasurable hours. My suggestion again is to challenge the status quo and grow. CMS is making secondary capital available to low income designated credit unions. These are strong, well-capitalized, well positioned credit unions missing the only ingredient necessary to grow. Secondary capital would allow most credit unions in this position the ability to continue on their current path. Your membership deserves their credit union operating under this mindset. Your net worth ratio might be an issue, but only if you allow it to be. Like everything else we do, only when you challenge the process will you find real solutions. Settling for hypothetical conjecture from a faceless community banking competitor is not only foolish but disadvantaging the members you serve. Let’s not settle for “Oh, we can’t do that”. Let’s challenge ourselves and our industry to be the best we can for our membership.  In the end, isn’t that all that matters?  16SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Jeremy Colvin Jeremy Colvin is a Managing Director for Olden Lane. Jeremy has over 20 years of institutional sales experience. Prior to joining Olden Lane, Jeremy was a Managing Director with BNY … Web: https://www.oldenlane.com Detailslast_img read more

Compliance: Fiduciary rule transition period extended

first_img 12SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » With the Department of Labor (DOL) finalizing an 18-month extension the fiduciary rule’s applicability date, what should credit unions do during the extended transition time? The rule’s amended definition of “fiduciary” became effective June 9, but fewer conditions will apply to financial institutions and advisers until July 1, 2019.During the extended transition period (originally set to end Jan. 1, 2018), financial institutions and advisers must comply with the “impartial conduct standards.” These are consumer protection standards that ensure advisers adhere to fiduciary norms and basic standards of fair dealing.The standards specifically require advisers and financial institutions to “give prudent advice that is in retirement investors’ best interest, change no more than reasonable compensation and avoid misleading statements.”last_img read more

The Convenience Factor: Is your overdraft program delivering what Generation Z really wants?

first_img 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Cohron As chief executive officer, John provides leadership, planning and oversight for the company. He joined JMFA in 2002. As executive vice president of operations and chief information officer, John was … Details Generation Z, defined as those born between 1996 and 2010, may not be high on your radar—but they should be. According to Business Insider Intelligence’s 2019 report, Banking and Payments for Gen Z, this generation has:Up to $143 billion in buying powerNot yet aged into credit cards or loansMore interest in digital payment products and services than any previous generationThey’ll also represent 40 percent of American consumers in 2020. All of this translates into a huge opportunity if you’re prepared to serve them—or a threat if you’re not.The Financial Brand reports that convenience tops these digital natives’ reasons for choosing digital, online-only bank accounts, by a margin of 2:1 over recommendations, online account opening and lower fees. To combat this shift in banking preferences, it will take more than just physical branch or ATM locations to attract Gen Z to your credit union. It will take a combination of technology, competitive rates, and customer service centered around one factor: convenience. Make Your Overdraft Program Gen Z-AccessibleWhen it comes to providing Gen Z with convenience, your overdraft (or courtesy pay) program is a great place to pick up a win. Implementing a fully disclosed, compliant service for your members offers three-fold convenience for a seamless experience during what could otherwise be stressful time.The convenience to pay in the moment without worrying if it will be covered.Having had information at their fingertips since they could say their first words, access to two-day shipping for almost any item imaginable, and real-time feedback via social media, Gen Z is accustomed to instant gratification with very little wait time. When they’re in a financial bind, needing to make a payment but short on funds, they don’t want to have to call their bank or credit union to check what their overdraft limit is that day. With a disclosed and transparent overdraft approach, they’ll know upfront what to expect, giving them the confidence to make financial decisions immediately and move on with their lives.The convenience of not having to find another means to pay during an emergency.When Gen Z knows they have access to X dollarsfor a Y fee, they may decide it’s worth it so they don’t have to search for a less convenient, more time-consuming way to make a payment or purchase—like asking family or friends for a loan, selling their belongings, or picking up side gigs.The convenience of communicating via their preferred methods. An overdraft program with the ability to communicate with members via email and text will undoubtedly appeal to the accessibility and hyper-convenience Gen Z seek. It’s also the preferred method over paper-based communication from an environmental standpoint, something younger generations place a high importance on. And if Gen Z likes your service, you can be sure they will let others know through their digitalword-of-mouth method of choice.Is your overdraft service offering Gen Z that much sought-after convenience they’re heavily basing their banking choices on? With a fully disclosed and transparent overdraft program that evolves with the times, you can provide a modern, convenient service to members of all generations.Learn more about how you can offer a better overdraft service and much more.last_img read more

LGIM chief executive Zinkula to step down next year

first_img“It has been a pleasure to work with such committed colleagues at LGIM and I’m proud of what our talented leadership team has accomplished. They have created a truly unique, collaborative and client-focused culture, which has driven the successful expansion of our business.“We are well positioned for the future and I believe next year will be the right time to step down. By giving notice now, we will have ample time to plan for my successor.”During his tenure to date, LGIM has taken a leading role in stewardship efforts in the UK. In 2015, Zinkula wrote to FTSE 350 companies urging them to abandon quarterly reporting in a bid to boost long-term investing.He also oversaw the group’s successful bid for the National Grid Pension Scheme’s in-house asset manager, Aerion Fund Management, in 2015.LGIM was the biggest UK-based asset manager at the end of 2017, according to data from IPE’s Top 400 Asset Managers report, with €1.11trn in assets under management.The full 2018 Top 400 report will be published with the June edition of IPE. Mark Zinkula, chief executive officer at Legal & General Investment Management (LGIM), is to retire at the end of August 2019, the company announced this morning.In a notice to the stock exchange, LGIM’s parent company Legal & General, the UK insurance giant, said it would begin the process of recruiting a successor “in due course”.Zinkula has led the asset management company since March 2011, having previously led the establishment of LGIM America as CEO since 2008. He is also a board member at the Financial Reporting Council and the Investment Association.Zinkula said: “Leading LGIM over the past several years, a period of significant transformation and growth, has been a real privilege.last_img read more