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Keeping lending products accessible for Hispanic borrowers

first_img 10SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr It’s no surprise that the Hispanic segment of the U.S. population is growing, increasing from 17 percent of the population in 2015 to an expected 29 percent in 2020 (according to U.S. Census figures). With that increase comes a growing demand for culturally-appropriate lending services, which is an exciting opportunity for credit unions looking to grow Hispanic memberships.Access to credit is a key stepping stone for many Hispanic families, opening the door to greater financial and economic stability. Small-dollar loans also are a necessity for many Hispanic individuals, particularly those looking for financial help in completing the immigration and naturalization process. Without assistance, the application and processing fees associated with filing for U.S. permanent residency or U.S. citizenship can be out of reach for many immigrants.By keeping a few key factors in mind when designing lending products, credit unions can expand the reach of their offerings to connect with Hispanic members and create lasting relationships.Affordable productsProduct affordability is key for many Hispanic members. Keeping application fees low (or non-existent) and capping interest rates to keep monthly payments affordable will make lending products more appealing to multiple segments within the larger Hispanic community. continue reading »last_img read more

Four changes to Tipp team for Galway game

first_imgWith injured duo Joe O’Dwyer and Shane McGrath not considered, there’s a first League start for Michael Breen at wing back while Conor O’Brien, Ronan Maher and John McGrath also come into the side.Tipperary take on Galway tomorrow after defeat to Dublin and the team sees four changes from the side that lost out in Round 1.  The team announced will line out as follows: 1. Darren Gleeson (Portroe)2. Cathal Barrett (Holycross Ballycahill)3. Paul Curran (Mullinahone)4. Conor O’Brien (Éire Óg Annacarty)5. Michael Breen (Ballina)6. Padraic Maher (Thurles Sarsfields)7. Ronan Maher (Thurles Sarsfields)8. Kieran Bergin (Killenaule)9. Gearóid Ryan (Templederry Kenyons)10. Denis Maher (Thurles Sarsfields)11. Jason Forde (Silvermines)12. Brendan Maher Capt. (Borris Ileigh)13. John O’Dwyer (Killenaule)14. Seamus Callanan (Drom & Inch)15. John McGrath (Loughmore Castleiney)Tipp manager Eamon O’Shea says their primary aim is to win this week’s game. Meanwhile Galway selector Damien Curley expects Tipp to come out fighting after their first round loss to Dublin. Throw-in is a 2 o’clock on Sunday and Tipp FM will bring you full live coverage of the game in association with The Kenyon Bar, Nenagh and Joey O Dwyer Butchers Borrisoleigh.last_img read more