Compliance: Fiduciary rule transition period extended

first_img 12SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » With the Department of Labor (DOL) finalizing an 18-month extension the fiduciary rule’s applicability date, what should credit unions do during the extended transition time? The rule’s amended definition of “fiduciary” became effective June 9, but fewer conditions will apply to financial institutions and advisers until July 1, 2019.During the extended transition period (originally set to end Jan. 1, 2018), financial institutions and advisers must comply with the “impartial conduct standards.” These are consumer protection standards that ensure advisers adhere to fiduciary norms and basic standards of fair dealing.The standards specifically require advisers and financial institutions to “give prudent advice that is in retirement investors’ best interest, change no more than reasonable compensation and avoid misleading statements.”last_img read more

Kate Markgraf, longtime USWNT defender, named team’s first GM

first_imgKate Markgraf, 1999 @FIFAWWC champion and two-time Olympic gold medalist named first GM of the #USWNT » https://t.co/dRYFtKwsuV pic.twitter.com/1lh7QSe0fv— U.S. Soccer WNT (@USWNT) August 12, 2019Markgraf, 42, also won two Olympic gold medals during a 12-year playing career as a defender for the U.S. in which she represented the country 201 times from 1998 to 2010.She will take over at a particularly important time for the women’s national team. Related News U.S. Soccer has named Kate Markgraf, who played on the U.S. women’s national team’s 1999 World Cup-winning squad, as the first general manager of the USWNT.Earnie Stewart, who has held the same role for the U.S. men’s team for the past year, has been promoted to sporting director by U.S. Soccer. The former USMNT player will oversee all men’s and women’s national team programs and other areas for the federation.  Markgraf must find a successor for coach Jill Ellis, who retired after becoming only the second coach in men’s and women’s soccer history to win two World Cup titles, and will lead the USWNT as players are in the midst of a lawsuit against U.S. Soccer over allegations of pay inequity relative to what U.S. men’s team players receive.The Washington Post reported in July that Markgraf, a native of Michigan who played collegiately at Notre Dame, was the frontrunner for the position.Since she retired as a player in 2010, Markgraf has worked as a TV analyst, including at this year’s World Cup. She also was an assistant at Marquette among other coaching jobs and has earned two Master’s degrees from Wisconsin-Milwaukee, in kinesiology and educational psychology.”This new role presents some big challenges, but all are exciting, important to the future of the game and certainly energizing,” Markgraf said in a release. “I’m honored to come back to an organization and program that I love, one which helped mold me as a player and person, and to contribute to its continued growth. To reach the top of the world is difficult enough, but to stay there takes a tremendous amount of hard work by players, coaches, staff and administrators, and I’m looking forward to collaborating with those inside and outside of U.S. Soccer to make that happen.” Alex Morgan plans for future on USWNT: ‘I want another World Cup’ U.S. Soccer hires lobbyists to fight USWNT players’ claim of being underpaid, report says USWNT starts World Cup victory tour with win over Ireland Stewart, 50, was born in the Netherlands, where his father was serving in the U.S. Air Force. He first played for the USMNT in 1990 and appeared in the 1994, 1998 and 2002 World Cups, racking up 101 international appearances in 15 years. “I am thrilled to have this opportunity as we take another important step in our mission to make soccer the preeminent sport in the United States,” Stewart said in a release. “I firmly believe that having alignment in all the technical areas and programs of the federation will fuel ideas, create better understanding and ultimately improve performance. We want U.S. Soccer to be the leaders and drivers of the sport in this country, which also means we have to engage and communicate with participants at all levels. I look forward to the challenge.”last_img read more

Brightline Train Hits SUV on Tracks in Lantana

first_imgA Virgin train, formerly known as Brightline, and and an SUV collided in Lantana during the Tuesday morning rush hour. Fortunately the driver survived.It happened around 7:14 a.m. at Old Dixie Highway and East Central.Palm Beach County Fire Rescue said the driver of the SUV managed to get out before the train hit and only suffered minor injuries.The train had 31 passengers on board. No one was hurt.The westbound lanes of Central remain blocked in the area.last_img

Update – Minor Hockey weekend wrap up

first_imgThe Pimm’s Production Atom Flyers had a very successful tournament in Valleyview this past weekend. The Flyers took first place with a 3 – 0 record. The team carried momentum from the previous weekend tournament in Whitecourt. In Whitecourt the Flyers didn’t place but ended the tournement with two games that were extremely competitive and showed a very strong team effort. They defeated Whitecourt 4-3 by scoring the winning goal with only 3 seconds left in the game. The Flyers then put forth the same effort vs Beaumont but came out on the losing end of a 4-3 score. Carrying this team effort forward to this past weekend in Valleyview, the Pimm’s Production Atom Flyers started strong with a 4 – 0 victory over Manning. Cameron Smethurst and Josiah Harder backstopped the Flyers in goal sharing the shutout. Tristen Nielsen snipped two goals while Keenan Gallagher and Dylan Gould added a goal each. In the second game the Flyers poured on the offense with a 6-2 win. Aiden Craig-Steele and Nielsen led the way with two goals each while Cameron Callison and Gallagher each had one. In the final game the Flyers ran into a very hot goalie. Despite outshooting the Valleyview team by a large margin, the flyers were only up 1-0 after two periods on a goal by Craig-Steele. The Flyers kept the pressure on and managed to get two more past Valleyview’s netminder. Gallagher scored half way through the period and Craig-Steele added his second of the game to cap off the 3-0 victory. Harder and Smethurst shared their second shutout of the weekend.During the tournament a skills competition was held and Adam Melnyk won the accurate shooting contest. Tristen Nielson won the Hardest shot contest and Konnor Sawyer finished second in the fastest skater competition. Aiden Craig-Steele and Nielsen also finished tied for second in the shootout competition. Flint Bantam B FlyersThe Flint Bantam B Flyers hosted four out-of-town teams in their home tournament this weekend. Teams from Whitehorse, Mackenzie, Dawson Creek and Fort Nelson travelled to Fort St John. The Flyers played each of the teams over the course of the weekend. In their first game Friday night, the Flyers were victorious over Dawson Creek, with a score of 5-1. Saturday saw them face a tough team from Whitehorse, losing 5-2, and then beating Mackenzie, 15-4. The Flyers came out on top in Sunday’s first game, against Fort Nelson’s hard-hitting team, with a score of 4-2. Their record of three wins and one loss meant that the Flyers played off for first and second Sunday afternoon, against the undefeated team from Whitehorse. It was a rough game, with Whitehorse incurring 50 penalty minutes, including three game misconducts; Fort St John earned 26 minutes. Although the Flyers fought hard, the tough defense and quick offense of the Mustangs lead them to victory over the Flyers, 6-1. Over the course of the tournament, the goal scorers for Fort St John were Josh Lucas with 6, Lien Miller-Jeanotte (5), Jake Gardner, Austin Tompkins and Kayne Shallow with three each, Brayden Hickey with two, and singles from Tory Mitchell, Trystan Baxter, Dekker Wilkins, Darin O’Hanley and Lucas MacLean. Goalies Garet Whitford and Logan Edwards did a great job in net. Thanks to all the fans who came out to cheer the team on to a second place finish!The Pimm’s Production Atom FlyersAdvertisement The Flyers are 4-0 in All Peace Action and their next game at home is on Sunday, December 20th at 3:30 pm at the Enerplex.The Formula Powell Midget B FlyersThe Formula Powell Midget B Flyers played a tight game against the Savanna Stars on Sunday in All Peace League action but an empty netter in the last seconds gave the Flyers squad a 4-6 loss.Beauden Lancaster, Brent Loewen and Tyson Chambers each had a goal and assist, with Luke Hopkins contributing a single marker and John Apsassin and Sam Aitken receiving assists.The Formula Powell Midget B Flyers host their tournament this coming weekend at the Enerplex with the first game at 4:45pm vs. Dawson Creek.Advertisement Below are game reports from local minor hockey teams.  If you have a score info about a game to report, send it to [email protected] Knights of Columbus work hard but fall shortKnights of Columbus Bantam Flyers traveled to Dawson Creek Friday night to take on the Canucks. Flyers showed an impressive all around effort through 60 minutes with excellent passing and game play. Although Flyers suffered a loss, Flyers coach Bronc Donis was impressed with the outstanding effort put forward by the team.- Advertisement -Both teams managed to keep the net empty going into the second period but at the 10 minute mark, the Canucks beat Flyers goaltender Sean Gjerenes and dropped one in.They continued to battle into the third with flyers applying consistent pressure and puck movement but Dawson added two more goals at 12:53 and a power play goal at 1:22 ending the game 3-0.Next Flyers action is Dec 18 and 19th with a double header against Fairview at the Enerplex.Advertisement Flyers beat Peace River ColtsThe Ross H. MacLean PeeWee AA Flyers worked hard, out shot, and out scored the Peace River Colts on Sunday 4-3, in Peace River. After a scoreless first period the Flyers notched the first goal when Aiden Harris setup Jarod Lang with a sharp pass in front of the net. The Flyers continued to press when Harris passed to Jeff Bochon who setup Ricky Bateman in front to make it 2-0. Two minutes later, the only shot to make it past Lane Delf was a lucky one that deflected off of a Flyer defenseman and then off the back of Delf’s foot and over the line.The Colts tied the game on a nice power play goal and then went up 3-2 with 3:22 left in the second. Two minutes later, Nolan Legace ripped one in from Jordan Kosinsky’s rebound to make it 3-3 at the end of the second frame.After 6 goals in the second period, the Flyers were the only ones to score when Legace went end to end on an unassisted play to give the Flyers the lead 4-3. The Flyers had to kill off a penalty with 1:58 left in the game to make it an exciting finish. Colten Lancaster picked up the win after entering the game at the halfway mark.Advertisementlast_img read more

2018-2019 State FFA Officers and photo highlights

first_imgShare Facebook Twitter Google + LinkedIn Pinterest State FFA Sentinel: Mallary Caudill, West Liberty Salem State FFA Reporter: Bailey Eberhart, Harrison Central State FFA Treasurer: Kalyn Strahley, Paulding State FFA Secretary: Gretchen Lee, Pettisville State FFA Vice President: Holly McClay, Fredericktown State FFA President: Kolesen McCoy, Global Impact STEM AcademyState Vice Presidents – At Large: Austin Becker, Fairbanks; Tyler Zimpfer, Anna; Grace Lach, Bloom-Carroll; Grant Lach, Bloom-Carroll; Emma Dearth, Amanda-Clearcreek Koleson McCoy is a member of the Global Impact STEM Academy in Clark County Ohio. Currently, he is in his first year at The Ohio State University studying agribusiness and applied economics with a minor in political science. He is serving as the 2019 national FFA officer candidate.last_img read more

Nate Silver’s Model Proves To Be Stunning Portrait Of Logic Over Punditry

first_imgdan rowinski Let’s take a look some of Silver’s predictions to the actual results in battleground states.North CarolinaSilver’s prediction: Romney 50.6% — Obama 48.9%Actual results: Romney 50.6% — Obama 48.4%VirginiaSilver’s prediction: 50.7% Obama – 48.7% RomneyActual results:  50.8% Obama – 47.8% RomneyIowaSilver’s prediction: 51.1% Obama – 47.9% RomneyActual results: 52.1% Obama – 46.5% RomneyFloridaSilver’s prediction: 49.8% Obama – 49.8% RomneyActual results (pending): 49.8% Obama – 49.3% RomneyAs of the time of this article, Florida is the only state that has not declared a winner in the presidential election. Silver not only predicted the correct winner in just about every swing state to a high degree of accuracy, his model predicted the tie that became Florida. After Silver made his now-infamous bet with MSNBC morning news anchor “Morning” Joe Scarborough, the political pundits of the country came out of the woodwork to decry Silver as some type of fraud, a stooge of the liberal-leaning New York Times and in the pocket of the Obama campaign. None of that was ever true, no matter how much you wanted to believe the talking heads on Fox News or CNN. Silver’s approach has nothing to do with punditry. There is no emotion in his model. It is the logical approach to predictive data analysis taken to the nth degree. “Those of us in the pundit-ocracy make our bread and butter by telling people what the truth is as we see it from our gut,” comedian and faux-pundit Stephen Colbert told Silver in an interview on The Colbert Report on Monday. “I am not very pro-pundit, I have to say,” Silver said. “If pundits were on the ballot against, I don’t know [Ebola], I would probably vote Ebola. Or third party.”In the end, Silver gets the last laugh. He correctly picked the winner in all 50 states, many times hitting the exact percentage of votes for each candidate.  After proving his predictive statistical model in baseball, he has now refined it for politics. And made a whole lot of people look like fools along the way.Read How Statistician Nate Silver Threw A Wrench Into Traditional Election Metrics. Top Reasons to Go With Managed WordPress Hosting At 9:47 p.m. Eastern Time on Tuesday, my mother texted me. “Nate Silver is a rock star,” she said. “Not yet,” I replied.President Barack Obama had not yet sewn up his re-election in the campaign against Mitt Romney and the contest was a narrowly run affair. Virginia, a state that I called home for many years, was still up in the air and Romney held the advantage, if ever so slim. Florida, as is its wont, was too close to call. Ohio, the lynchpin of Obama’s “firewall” hung in the balance. There was still a chance that Silver, the New York Times statistician and author of FiveThirtyEight, that predicted Obama had a 90.5% chance of winning the election on Tuesday morning, could be wrong.At 11:26 p.m., my mother texted me again; “Once again, Nate Silver = rock star.”This time, I held no reticence. “Indeed,” I said. “I’ve known that since 2003.”Silver’s victory was a triumph of logic. A vindication of simple math and data analysis over emotional ideologues and punditry. “The wizards and alchemists are being exposed and done away with,” ReadWrite Editor-in-Chief Dan Lyons said of Silver. “It’s the new Age of Enlightenment.”When it was all said and done, Silver’s win was total and complete. The degree of accuracy with which Silver’s model predicted the final outcomes of races across the country was almost stunning. Many people and polls predicted that states like New Hampshire, Colorado, Iowa, Minnesota and Wisconsin would fall to Romney. There was corollary evidence to suggest that it might end up that way, with Romney picking up endorsement from large local newspapers in both Iowa and Wisconsin in the days heading up to the election. As the night went along, Silver’s prediction for the winner of just about every “battleground” state on the board was not only correct, it was stunning in its degree of accuracy of the final vote count. Take a look at the map at the top of the article for the actual election results. Now, look at Silver’s prediction map below. No coincidence, they are very similar. Tags:#2012 election#Big Data Related Posts 8 Best WordPress Hosting Solutions on the Market Why Tech Companies Need Simpler Terms of Servic… A Web Developer’s New Best Friend is the AI Wai…last_img read more

The Secrets to Using a Dissolve Transition Effectively

first_imgThe dissolve transition can carry many meanings and affect your story in many vastly different ways. Here are a few ways filmmakers past and present have employed the technique.Top image: There Will Be Blood via Ghoulardi Film CompanyOf the many techniques used to communicate time change in film, the dissolve transition is among the most versatile. It can be exceptionally noticeable or weaved almost invisibly into the narrative. The overlapping images take the viewer to the next scene or image, seamlessly blending the present and future. An effective dissolve can communicate a few different ideas throughout a film. Let’s take a look at some of the different ways filmmakers past and present have used this classic editing technique.The most basic use of the dissolve is to communicate a change in scene and time. George Melies was the first to use this technique in 1899 with Cinderella, which also happened to be the first motion picture to feature six different scenes pieced together.Using the dissolve as a way of moving forward to the next scene usually indicates a slower-paced film taking its time with the narrative. For long, sprawling epics like The Godfather or Lawrence of Arabia, dissolves are just what the story requires. The slow progression from scene to scene perfectly suits the pacing, subject, and tone of the films.Basically, if the dissolve suits the story and flow of the film, use it. Aside from a change in scene and time, dissolves have been used for special effects. One of the earliest breakthroughs in special effects came from employing the dissolve in Fritz Lang’s Metropolis. Probably one of the more famous uses of the dissolve in special effects is the transformation of Lon Chaney Jr. in George Waggner’s The Wolf Man (1941).Another example of using the dissolve as a special effects technique comes from Alfred Hitchcock’s Psycho. In the last scene of the movie, Norman Bates (Anthony Perkins) stares into the camera as the scene dissolves into the end credit sequence. Not before, however, we see a skull overlaid onto the character’s face as the image fades into the next shot. Its subtle, quick, and extremely effective.In another exceptional use of the dissolve from the same film, Hitchcock takes the viewer down the drain as blood and water spiral down into nothingness. Simultaneously, we see the victim’s lifeless eye appear as if it’s going down the drain as well. An extremely effective technique that leaves the viewers feeling exactly the way Hitchcock wants — in shock.Regarding overlapping images, occasionally filmmakers intentionally frame their subjects in a position with the intention of overlaying the next scene or character on top. In doing this, sometimes the final image creates a more impactful portrait containing an overarching meaning. Used effectively, this can provoke a wide range of emotional reactions from the audience. A recent example of this can be seen in Jonathan Glazer’s Under the Skin.Image via A24Below is an image from Paul Thomas Anderson’s Inherent Vice. Anderson employs the dissolve to convey a character’s thoughts and the lingering essence of the female character. This is a clean use of the dissolve, exposing what and how the character is feeling without direct cuts or pointless exposition.Image via Warner BrosWhat are your favorite uses of the dissolve transition? Let us know in the comments below.last_img read more

10 months agoAouar reveals he rejected Liverpool for Lyon

first_imgAouar reveals he rejected Liverpool for Lyonby Ansser Sadiq10 months agoSend to a friendShare the loveLyon midfielder Houssem Aouar has admitted that he turned down a move to Liverpool.The 20-year-old was linked with a move to the Reds two years ago.But he has claimed that he did not want to leave his boyhood club.”I opted for Lyon because it is the club of my heart and my aim was to succeed here, in my city,” he said to Planete Lyon about a possible Liverpool move in 2016.Aouar has impressed at the French giants, scoring six goals and providing an assist in 16 Ligue 1 starts.He can play in central midfield or on the left flank. TagsTransfersAbout the authorAnsser SadiqShare the loveHave your saylast_img read more

12 days agoWenger has no regrets sacrificing personal success for Arsenal loyalty

first_imgWenger has no regrets sacrificing personal success for Arsenal loyaltyby Freddie Taylor12 days agoSend to a friendShare the loveArsene Wenger says he sacrificed personal success to stay at Arsenal for 22 years.The Frenchman was in charge of the Gunners from 1996 to 2018, winning three Premier League titles and seven FA Cup’s during that time.”No regret,” Wenger told beIN Sports. “Regret is that maybe I sacrificed a little bit the winning potential against the loyalty potential, or the desire to build up the club and the influence I had on the club to build up the club when we built the stadium, against the fact that I could have won more by going somewhere else and being less limited financially. “At the end of the day, I’m happy to do what I did, to have done what I did. I thought from a very young age I want to work the way I like to work.”Sometimes today I weigh up a little bit ‘have I done well or not?’ But I felt that I was in a club [Arsenal] where I met my needs the way I wanted to work. “Why change that and maybe be in a bit more glorious situation but less happy situation and less influenceable situation, where I had less influence on the club [Real Madrid]? ‘So I decided that I keep trying to experience my love story [at Arsenal].” About the authorFreddie TaylorShare the loveHave your saylast_img read more

Collaboration Necessary to Deal with Flooding

first_imgStory Highlights Minister of Local Government and Community Development, Hon. Desmond McKenzie, says collaboration between the Government and citizens is necessary to minimise the effects of flooding in the country. He encouraged the Councillors “to adopt a different kind of approach to ensure that their communities are prepared for the hurricane season”. Minister of Local Government and Community Development, Hon. Desmond McKenzie, says collaboration between the Government and citizens is necessary to minimise the effects of flooding in the country.Speaking at a special meeting of the Hanover Municipal Corporation on May 24, Mr. McKenzie said the Ministry will, in the next two to three months, embark on a sensitisation campaign to engage the public around proper flood mitigation.“The country has been experiencing severe effects from the weather. What we are seeing now is that areas that were never affected before by flooding have been severely compromised, and the limited resources that are available at times are not adequate to respond to the needs that exist right across the various municipalities,” he pointed out.In this regard, he said that Mayors will be engaged to look at the approaches that are necessary for each parish during the upcoming hurricane season.He encouraged the Councillors “to adopt a different kind of approach to ensure that their communities are prepared for the hurricane season”.“The challenge I am throwing out to the Councillors of Hanover is for you to use your community meetings to speak to the various areas. You know the areas within the parish that are prone to flooding,” he said.Mr. McKenzie emphasised that while the nation must prepare itself to face a very active hurricane season, the Government will do its part to ensure that the proper mitigation strategies are implemented.“In June, we are going into a three-day orientation with all Disaster Coordinators across the country, with a view to preparing ourselves for a very active hurricane season,” he outlined.During the meeting, the Poor Relief Department was presented with a computer and a printer, while the workers of the Department and Councillors were presented with tablets. “In June, we are going into a three-day orientation with all Disaster Coordinators across the country, with a view to preparing ourselves for a very active hurricane season,” he outlined.last_img read more