Balancing member care and operational soundness during COVID-19

first_img continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The unprecedented COVID-19 crisis has shaken the U.S. economy. Credit unions are juggling tough decisions like never before to help members in need, while grappling with market volatility and potential revenue loss. With so many people and businesses in financial turmoil, how can credit unions provide member support while ensuring their own financial position and operations are sound?It’s a difficult task – one that requires credit unions to recalibrate their strategies, methods and tools to work through and recover from the pandemic, and to sustain future success. Particularly for credit card portfolios, a thoughtful series of actions and treatments need consideration as it relates to both member care and ongoing program viability.Maintaining Member Relief and CompassionMember service has always been of paramount importance to credit unions. Members are relying on you perhaps more than ever during this crisis. Many are working reduced hours, have lost their jobs temporarily – or, in some cases, permanently – and are trying to get by on lower incomes. While we don’t know how long the situation will continue, we can expect that it will remain for at least a few months and the recovery will be gradual. Thankfully, credit unions are on strong financial footing and have already been coming to the aid of their members.last_img read more

Far East giant plans £300m UK assault

first_imgWould you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletters To access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week.last_img

Youth goalkeeper forced into retirement by social media

first_imgDescribe the social media as a mixture of the good the bad and the ugly and you will be absolutely correct.  While it has favoured some it has also become a source of pain for others. Former England youth goalkeeper Ted Smith has announced his retirement from football at the age of 24. Smith, who represented the Three Lions, at U18, U19 and U20 has called time on his career after falling out of love with the game and having to deal with criticism on social media. The talented goalkeeper came through the ranks at Southend United and went on to make 30 appearances for the Shrimpers but a serious injury saw him on the sidelines for 18 months. Former England junior international Ted Smith forced into retirement by social media bashing “Ever since I can remember game day was never the most exciting part of the week, which I think it should be,” said Smith. “I loved and still do love the training side of the game. “I’d sit watching training back and videos of different goalkeepers most nights trying to work out how to improve. “I think when I had my injury I had to time to think while in the treatment room about the whole scenario “Essentially all the work I was putting in was to be able to perform well on a matchday and that was something I struggled with. “The social media side is something that comes with playing the game professionally at senior level,” added Smith.“But I’ll always remember Bolton away. “It was my first League game that season and I messed up for the goal in a game we should have won but ended up drawing 1-1. “Everybody in the changing room was brilliant. “They understood I was young and that I was gutted about what had happened but on social media things are seen very much black and white. Read AlsoRonaldo blocks Transfermarkt on social media for valuing him same as Lukaku “I remember reading the abuse after the game and during the next week knowing that I had to go out there and play the next Saturday. “I ended up deleting both my Twitter and Instagram accounts as I felt that it was what I needed to do in order to stop reading the comments.” Promoted Content5 Of The World’s Most Unique Theme ParksThailand’s 10 Most Iconic Landmarks6 Great Ancient Mysteries That Make China Worth VisitingWhat Is A Black Hole In Simple Terms?Playing Games For Hours Can Do This To Your BodyIncredible Discoveries That Puzzled The Whole WorldThe Best Cars Of All TimeWho Earns More Than Ronaldo?The 10 Best Secondary Education Systems In The World7 Non-Obvious Things That Damage Your PhoneWhich Country Is The Most Romantic In The World?18 Beautiful Cities That Are Tourist Magnets Loading… FacebookTwitterWhatsAppEmail分享 last_img read more

Sharapova closes out Cirstea to advance at US Open

first_imgLATEST STORIES Sports Related Videospowered by AdSparcRead Next MOST READ But she improved to 21-0 in night matches at the tournament — recovering from a break down in the second set to finish it off in straight sets after the clock had ticked past midnight.“You’ve got to be crazy to be here after midnight,” she said, giving the fans who stayed a nod of appreciation.FEATURED STORIESSPORTSGinebra beats Meralco again to capture PBA Governors’ Cup titleSPORTSJapeth Aguilar wins 1st PBA Finals MVP award for GinebraSPORTSTim Cone still willing to coach Gilas but admits decision won’t be ‘simple yes or no’Sharapova could have worked even later, but with Cirstea two points from forcing a third set Sharapova clawed back a break, and broke again in the final game to seal the win.“There’s a saying we use a lot: It’s not how you start it’s how you finish,” she said. Maria Sharapova, of Russia, serves to Sorana Cirstea, of Romania, during the second round of the U.S. Open tennis tournament Thursday, Aug. 30, 2018, in New York. (AP Photo/Jason DeCrow)Maria Sharapova thwarted a second-set comeback bid by Sorana Cirstea, beating the Romanian 6-2, 7-5 on Thursday to reach the third round of the US Open.Sharapova, the 2006 champion at Flushing Meadows, coughed up 10 double faults as she got off to a slow start on Arthur Ashe Stadium.ADVERTISEMENT PH’s Rogen Landon advances to Asian Games boxing final The five-time Grand Slam winner booked a meeting with former French Open champion Jelena Ostapenko, a 4-6, 6-3, 6-4 winner over American Taylor Townsend.“It only gets tougher from here,” said Sharapova, the 22nd seed. “Being seeded in the 20s you know you’re going to get tough draws. You know you’re going to play Grand Slam champions.“She’s a competitor, a great opponent. I look forward to it.”ADVERTISEMENT Palace OKs total deployment ban on Kuwait OFWs DepEd’s Taal challenge: 30K students displaced Peza offers relief to ecozone firms ‘High crimes and misdemeanors’: Trump impeachment trial begins Gov’t in no rush to rescue animals in Taal Judy Ann’s 1st project for 2020 is giving her a ‘stomachache’ Gretchen Barretto’s daughter Dominique graduates magna cum laude from California college Lights inside SMX hall flicker as Duterte rants vs Ayala, Pangilinan anew Carpio hits red carpet treatment for China Coast Guard PLAY LIST 02:14Carpio hits red carpet treatment for China Coast Guard02:56NCRPO pledges to donate P3.5 million to victims of Taal eruption00:56Heavy rain brings some relief in Australia02:37Calm moments allow Taal folks some respite03:23Negosyo sa Tagaytay City, bagsak sa pag-aalboroto ng Bulkang Taal01:13Christian Standhardinger wins PBA Best Player award Will you be the first P16 Billion Powerball jackpot winner from the Philippines? Don’t miss out on the latest news and information. View commentslast_img read more

‘Vote for Passionate Leader’

first_img“If you put old wine in a new bottle, it will burst,” said Nimba County Senator Prince Y. Johnson in his remarks on July 23, during the dedicatory ceremony of the medical center built by Representative Jeremiah Koung in Ganta.Senator Johnson, who was specific in his approach, urged the citizens of Nimba to “shine their eyes” and vote for someone who has a passion for Liberia.He said there are many who are coming to contest the 2017 general elections, but may not have the passion for the country, therefore it is time that the citizens make a sound decision by “shining their eyes” to elect the right person.Senator Johnson further noted that peace is the path to development and without peace there would be no development.“The good developments we are carrying on are because of the peace we are enjoying today,” he added.The dedicatory program held in Ganta was attended by government officials, including Vice Present Joseph N Boakai, Speaker Alex Tyler, Senator Jewel Howard Taylor, Minister of Internal Affairs, Minister of Education as well as officials from Nimba County and beyond.Senator Johnson, who was very candid in his remarks, said Liberia has been exploited for over a century, with several mines in Liberia depleted, including Bomi Hill, Mano River Mountain, Bong Mines, to name a few.He did not squarely name any former leader for being responsible for Liberia’s exploitation, but admonished the citizens to “shine their eyes.”Nimba County remains one of the battlegrounds for those who will be seeking for the nation’s highest position, the presidency.Nearly all those bidding for the presidency, including VP Boakai, Cllr. Brumskine, Dr. Mills Jones, Mr. Alex Cummings, among others, are fighting very hard to win the minds of the citizens by frequently visiting the voter rich county and making donations to institutions as well as to some opinion leaders.Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)last_img read more

‘Let the clear out begin’ – Defensive flop shown the door, Liverpool fans keen for more signings

first_imgCentral defender Sebastian Coates’ unsuccessful spell at Liverpool is drawing to a close.The 24-year-old has agreed to a £4 million move to fellow Premier League outfit Sunderland, where he spent last season on loan.The Uruguay international’s departure is expected to be finalised next week after his nation’s exit from the Copa America at the hands of Chile.However, he might not be the last member of Brendan Rodgers’ side to be ushered towards the Anfield exit this summer.Liverpool transfer news: Five players set to leave Anfield?The Northern Irish manager has already overseen a flurry of new arrivals, but could yet sanction the sale of several members of his squad too.But did Coates deserve to be deemed surplus to requirements? Or did he need more time to develop on Merseyside?Liverpool fans have had their say on the matter and you can see the best reaction to Coates’ imminent departure below…. ‘Not good enough for a top four side’ – Liverpool fans pleased to see Sebastian Coates sign for Sunderland 1last_img read more

Every Premier League club’s greatest ever manager ranked – from worst to best!

first_img 4. Jose Mourinho – Chelsea – Three Premier League titles, an FA Cup and three League Cups makes Mourinho Chelsea’s best ever manager. Despite being sacked last season, the now Manchester United boss is still firmly in the hearts of Blues fans for transforming the club into the European powerhouse they are now. He is not just Chelsea’s best, but also widely considered as one of the greatest ever managers football has seen, despite being a hugely controversial character. 20 20. Phil Brown – Hull City (click the arrow right, to see who is ranked at number one!) – Brown was the first manager to take Hull City to the top flight in their 104-year history when he led the Tigers to play-off success against Bristol City in 2008. He took them a highest ever position of third (kept off top spot on goal difference) during the club’s debut Premier League season and secured their survival before being sacked the following season after a series of poor results and controversial incidents. 17. Ted Bates – Southampton – Bates is fondly known as ‘Mr Southampton’, having served the club as a player, manager, director and president. He spent 18 years as boss and guided the Saints to the First Division from the Third Division. He has won more games (346) than any other Southampton manager. 20 12. Eddie Howe – Bournemouth – Howe is in his second spell as manager after two spells as at the club as a player. In his first stint as manager, he saved Bournemouth from relegation from League Two, despite a 17-point deficit when he took over, and got the Cherries promoted the season after. He left for Burnley but returned in 2012 to take Bournemouth to the Championship and then to the Premier League. He was voted the Manager of the Decade and the Football League Award in 2015 before securing the Cherries’ top-flight status. 20 20 20 20 5. Bill Nicholson – Tottenham Hotspur – Player, coach and then manager who led Tottenham to league and cup double success in 1961, the first club to do so in the 20th century. Under Nicholson, the club also became the first British side to win a European trophy when they won the Cup Winners’ Cup in 1963. Between 1958 and 1974, the Yorkshireman oversaw a string of cup successes, including another two FA Cups, two League Cups and the Uefa Cup. 20 20 20 8. Joe Mercer – Manchester City – Mercer performed miracles with City in his six years at the club. He took over in 1965 and won the Second Division (now the Championship) in his first season to restore the club’s top-flight status. Two seasons later he won the First Division title before winning the FA Cup the following year in 1969 and the League Cup and European Cup Winners’ Cup after that. 3. Herbert Chapman – Arsenal – The man who built Arsenal and gave his life to the club. Chapman was in charge for nine years between 1925 and 1934, dying mid-season while on course for a historic third consecutive First Division title with the Gunners. He was an innovator, proposing a Europe-wide trophy 20 years before the introduction of the European Cup. He advocated the use of floodlights, the building of Highbury’s West Stand and clock (now known as the ‘Clock End’). He added a scoreboard and turnstiles to the stadium and changed the kit to add white sleeves to the red shirt and hoops to the socks. 19. Gary Megson – West Bromwich Albion – Perhaps not a stylish choice but he transformed the Baggies from a club on the brink of relegation from the First Division (now the Championship) to the Premier League on a shoestring budget. He got West Brom promoted to the top flight twice in his four and a half years at the Hawthorns despite the club’s dire financial state and a poor relationship with a difficult chairman. 11. Tom Watson – Sunderland – Watson was Sunderland boss back in 1888 for six years and won three First Division titles in four seasons. He is one of only four managers in the history of the English game to have ever won the league title with two sides (he later did it with Liverpool). 20 20 6. Howard Kendall – Everton – Kendall won the league with Everton in 1970 before becoming manager of the Toffees and repeating the feat in 1985 and 1987. Kendall also won the FA Cup in 1984 and the European Cup Winners’ Cup the following year as Everton battled Liverpool for supremacy of England. It is thought that Everton would have won the European Cup, such was their dominance, but a ban on English clubs in Europe after the Heysel disaster caused much frustration to Kendall and led to him moving on to Athletic Bilbao. He returned in 1997 for a season and remains the last English manager to win a European competition with an English club. Every fan has picked their fantasy team from every player who ever played for their club, but who would be the manager?Liverpool fans argue between Bob Paisley and Bill Shankly, while Manchester United fans do the same with Sir Matt Busby and Sir Alex Ferguson.But who is the best?talkSPORT has picked every current Premier League club’s greatest manager and power ranked them from worst to first for what they did for the club.Click the arrow above, right, to see who is at number one! 10. Tony Waddington – Stoke City – Waddington brought the likes of Stanley Matthews and Gordon Banks to the club and is responsible for their most successful spell in the 1960s. The Potters were crowned league champions under his stewardship in 1962 and reached the League Cup final two years later. He took Stoke into Europe after winning the League Cup in 1972 but got knocked out in the first round of the Uefa Cup. 20 16. John Toshack – Swansea City – Toshack arrived at Swansea as a 28-year-old with no managerial experience but was an instant hit. He took Swansea from the old Fourth Division to the Second Division after back-to-back promotions before his greatest achievement of guiding the Swans to the top flight in 1981. While there, he achieved wins against Manchester United, English champions Aston Villa and European champions Liverpool, as well as a 5-1 drubbing of Leeds on the opening day of the season. The Swans were in with a shout of title glory but finished sixth. 20 2. Bob Paisley – Liverpool – Liverpool fans will forever be split over whether Paisley or Bill Shankly was their greatest ever manager, but the former’s trophy cabinet nicks it for him. He won six league titles but his biggest success came in Europe where he led the Reds to three European Cups and a Uefa Cup in his time in charge between 1974 and 1983. He brought in iconic players like Graeme Souness, Kenny Dalglish and Alan Hansen and is Britain’s second most decorated manager. 20 14. Graham Taylor – Watford – Taylor took 87 per cent of the vote when the Football League asked who Watford’s best ever manager was, ahead of the likes of Aidy Boothroyd, Ron Burgess and Ray Lewington. Taylor was in charge from 1977 to 1987 and was hired as a 32-year-old by Elton John. He took the Hornets from the Fourth Division to the First Division in only five seasons, finishing second in their first season in the top flight, before playing the Uefa Cup and reaching the FA Cup final in 1984. 13. John Lyall – West Ham United – West Ham won the 1975 FA Cup in Lyall’s first season as manager and reached the 1976 Cup Winners’ Cup final. They were relegated in 1978, but still managed to win the FA Cup again during their exile from the top flight after beating Arsenal in 1980. Lyall restored their First Division status a season later and ensured the Hammers’ best ever finish of third place in the 1985/86 season. 20 7. Claudio Ranieri – Leicester City – The honour would have gone to the late, great Jimmy Bloomfield had last season’s miracle not happened but Ranieri takes it for turning relegation certainties into Premier League champions. The Italian was the bookies’ favourite for the sack at the start of the season and despite being in the top four for the majority of the season, he always insisted his priority was reaching 40 points and Premier League survival. He will lead the club into the Champions League for the first time this season. 9. Harry Potts – Burnley – Potts managed Burnley to the second of their Division One (now Premier League) titles in 1960 and stayed at the club for 12 years in what is seen as the Clarets’ golden era. He returned to the club in 1977 but was relegated and eventually sacked. After his death, the club renamed the road that passes the stadium ‘Harry Potts Way’. 20 15. Steve McClaren – Middlesbrough – McClaren guided Middlesbrough to the League Cup in 2004 and consequently their first expedition into European football in their history, reaching the last 16 of the Uefa Cup. He also took them to a best-ever finish of seventh – ensuring another season in Europe. Despite the league form trailing off, Boro reached the FA Cup semi-final and Uefa Cup final which established him as the club’s most successful manager. 20 20 18. Steve Coppell – Crystal Palace – Coppell is Palace’s most successful manager and also the club’s second longest serving manager after being appointed boss on four occasions between 1984 and 2000. He led the club to an FA Cup final, two play-off wins and third place in the First Division (now Premier League). He was voted as the Eagles’ manager in the club’s best ever XI. 20 20 1. Sir Alex Ferguson – Manchester United – A tough choice with everything Matt Busby achieved and overcame but for longevity and titles Ferguson nicks it. Britain’s most decorated manager turned United into England’s most successful club, winning 13 league titles, five FA Cups, four League Cups and two Champions Leagues, among other things. He is, in the eyes of many, the world’s greatest ever football manager.last_img read more

Conor McGregor under investigation for sex assault – report

first_imgIn this Oct. 6, 2018, file photo, Conor McGregor is escorted from the cage area after fighting Khabib Nurmagomedov in a lightweight title mixed martial arts bout at UFC 229 in Las Vegas. AP FILENEW YORK, United States – Mixed martial arts star Conor McGregor is under investigation in his native Ireland on an accusation of sexual assault, the New York Times reported Tuesday.The report, in which the Times cited four unnamed sources, came a day after the trash-talking star of the Ultimate Fighting Championship wrote on Twitter that he had decided to retire from his career inside the octagon.ADVERTISEMENT GALLERY: PH boxing’s finest feted at Elorde Awards Don’t miss out on the latest news and information. McGregor was later handed a six-month suspension for his role in a post-fight melee after the Nurmagomedov bout, a ban that would have left him eligible to fight again in early April.He was arrested in Miami earlier this month after allegedly smashing a phone outside a Florida nightclub.He was later charged with criminal mischief and strong-armed robbery after police said he had slapped the phone out of a fan’s hand and then stomped on it.McGregor was also arrested last year in New York after police said he attacked a charter bus carrying several rival martial arts fighters. Video footage of the altercation showed McGregor throwing a steel dolly through a window of the bus. /cbbSports Related Videospowered by AdSparcRead Next LATEST STORIES PH underwater hockey team aims to make waves in SEA Games PLAY LIST 02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krauss View comments “Hey guys quick announcement, I’ve decided to retire from the sport formally known as ‘Mixed Martial Art’ today,” McGregor wrote. “I wish all my old colleagues well going forward in competition.”The New York Times noted that McGregor has not been charged with a crime and the fact that an investigation is continuing “does not imply that McGregor is guilty of a crime.”FEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSPalace wants Cayetano’s PHISGOC Foundation probed over corruption chargesSPORTSSingapore latest to raise issue on SEA Games food, logisticsBut the newspaper said he had been questioned by law enforcement authorities in January after a woman accused him of sexual assault in December.A spokesman for Ireland’s police service would not confirm to the newspaper that McGregor was a suspect in the alleged assault. Trump tells impeachment jokes at annual turkey pardon event Bloomberg: US would benefit from more, not fewer, immigrantscenter_img Google Philippines names new country director Colombia protesters vow new strike after talks hit snag Cayetano: Senate, Drilon to be blamed for SEA Games mess Panelo: Duterte ‘angry’ with SEA Games hosting hassles Wintry storm delivers US travel woes before Thanksgiving The woman making the accusation said it occurred at the Beacon Hotel, where McGregor has been an occasional guest, according to the Times.McGregor and the UFC have not commented on the allegations. Karen J. Kessler, a publicist for McGregor based in New Jersey, issued a statement that said the Times report and McGregor’s retirement were not related.“This story has been circulating for some time and it is unclear why it is being reported now,” the statement said in part. “The assumption that the Conor retirement announcement today is related to this rumor is absolutely false.”The Dubliner, one of the most bankable stars in UFC, had previously vowed to retire in 2016 in a move that was widely seen as a negotiating gambit.The 30-year-old has not fought since being well beaten by rival Khabib Nurmagomedov in October of last year.ADVERTISEMENT MOST READ Private companies step in to help SEA Games hostinglast_img read more